Finance, Risk & Collections

Recover More.
Risk Less.

AI-augmented collections operations that balance recovery maximisation with regulatory compliance — purpose-built for NBFC, BFSI, and enterprise lending portfolios.

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First-Party Collections

Early-stage delinquency management through structured, empathetic outreach designed to cure accounts and preserve relationships.

  • Pre-Due Reminders
  • Early Bucket (0–30 DPD)
  • Promise-to-Pay Management
  • DNC & Compliance Controls

Cure-Rate Focus

Our first-party collections teams use a combination of predictive dialling, intelligent scripting, and behavioural segmentation to maximise cure rates in the 0–90 DPD buckets. We treat every customer interaction as an opportunity to resolve, retain, and rehabilitate.

Compliance-First

All operations are conducted under strict regulatory frameworks — RBI Fair Practice Code, TRAI DNC guidelines, and client-specific compliance requirements baked into every workflow.

↑ Cure Rate↑ PTP Conversion↓ DPD MigrationRegulatory Compliance

Loan & Debt Recovery

Mid-to-late bucket collections for secured and unsecured loan portfolios.

  • Mid Bucket (30–90 DPD)
  • Late Bucket (90–180 DPD)
  • Legal Coordination
  • Skip Tracing

Recovery Maximisation

As accounts age, the right strategy changes. Our specialists are trained to handle increasingly complex collection scenarios — from negotiation and settlement to legal coordination and repossession support. AI-powered next-best-action drives prioritisation and strategy at the account level.

↑ Recovery Rate↓ NPL MigrationLegal CoordinationSegmented Strategy

Debt Resolution & Settlement

Empathetic resolution of chronic delinquency through structured settlement and rehabilitation programmes.

  • Settlement Negotiation
  • OTS Schemes
  • Restructuring Support
  • Post-Resolution Follow-up

Empathy at Scale

Chronic delinquency requires a different approach — one that focuses on resolution rather than pressure. Our debt resolution teams are specially trained in negotiation, financial counselling, and structured settlement design. We help clients recover value from aged portfolios while maintaining brand and regulatory standards.

↑ Settlement Rate↑ Portfolio RecoveryCustomer RehabilitationCompliance Framework

Ready to Improve Your Collections Performance?

Talk to our collections practice team for a portfolio assessment and a tailored improvement roadmap.